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Individual Insurance

 


 

 

Basic Life Insurance

 

ProHealth
is a standalone individual health insurance program which is very comprehensive for it covers medical expenses for a long-life term until age of 99 years old. This product offers just right benefits that you need for medical treatment expenses through reimbursement system. These expenses includes: doctor consultant fees, procedures, lab tests, treatment, and inpatient hospital fees...more

 

 

FAMILY PROTECTION

 

ProActive

This product is a basic life insurance program with a yearly renewable term that can be automatically extended without re-underwriting. ProActive provides yearly life insurance coverage with an affordable premium. ProActive can also be attached with riders that suitable with your insurance needs...more


ProActive Plus
ProActive Plus is a basic life insurance program that provides protection for a certain period according to your needs, i.e.: 50-20 year’s coverage period. ProActive Plus provides life insurance coverage with fixed and affordable premiums during the coverage period and can be automatically extended without re-underwriting. ProActive Plus can also be attached with riders that suitable with your insurance needs...more
Family Estate Protection

Family Estate Protection is a basic life insurance program with single premium payment that provides whole life protection (until age 99 years) and gives paid up additions at the end of the coverage period to meet your beloved family needs...more


 

 

FAMILY PROTECTION & KIDS EDUCATION

 

ProSiswa Platinum

ProSiswa Platinum is a basic life insurance program that designed for those who want to prepare for their children’s education fund and life insurance in order to meet their children’s future needs.

ProSiswa Platinum will meet your children’s education funding needs through the cash payments that reached until 250% of the Sum Insured, it will be paid gradually when your children enters the formal education age until they steps to the high education. ProSiswa Platinum can also be attached with riders that suitable with your insurance needs...more

StudyLink

StudyLink is a basic life insurance program which combines life insurance with investment for those who want to prepare for their children’s education fund. StudyLink will meet your education funding needs through the scheduled withdrawal of investment funds which begins when your child is 6 to 23 years old. StudyLink is also equipped with investment features that can simplify to develop your investment and it is available in 2 plans: Crystal and Diamond. StudyLink can also be attached with riders that suitable with your insurance needs...more

 

 

RETIREMENT PROTECTION

 

Golder Protector

Golden Protector is a basic life insurance program that provides protection for your retirement age needs through the cash payments in each year after you reach retirement age until the age of 69. Golden Protector is also provides life insurance for accident until you reach 70 years old. Golden Protector can also be attached with riders that accordance with your life insurance needs...more

 

Retire Link

RetireLink is a basic life insurance program which combines life insurance with investment for those who want to prepare the prosperous retirement period. RetireLink meet your needs in retirement age by scheduled withdrawal of investment funds when you reach age 55, 60, 65, 70 and 75 years old. RetireLink is also attached with investment features that can simplify to develop your investment and it is available in 2 plans, Silver and Gold. RetireLink can also be attached with riders that suitable with your insurance needs......more

 

 

 

 

LIFE AND INVESTMENT PROGRAM

 

Manulife Investment Protector

Manulife Investments Protector is the preferred solution to invest in capital markets of Indonesia, China, and India with attractive potential growth and can be implemented in easy way. This product is the preferred solution for the life risk management..... more

ProLife Plus,

is a life protection program provided specially for you and your beloved family until age of 99 years old.. With 0-70 years-old of entry age at ProLife Plus, age is not an obstacle for you to have protection from this product. With ProLife Plus, you will have the benefit of protection and investment in one whole package. Moreover, ProLife Plus paid benefits 100% of Sum Insured plus Paid Up Addition at the time of death occurred, or at the end of the coverage period.......more

Protect Invest Plus
Protect Invest Plus is a basic life insurance program which combines life insurance with investment that prepared for those who want to invest in equity instrument (at Manulife Equity Fund) with a guaranteed return on investment at the end of the coverage period. Invest Protect Plus offers life cover 125% of sum insured and available in 3 options of coverage period: 5, 7, and 10 years......more

 

Manulife Investa

Manulife Investa is a basic life insurance program which combines life insurance with investment that provides benefits at the end of the coverage period, accident and 6 critical illnesses protection . Manulife Investa can also be attached with riders that suitable with your insurance needs......more

Max Protection Plan (MPP)

Max Protection Plan is a basic insurance which combines the protection of Whole Life Regular Premium Unit Link with 10 Years Renewable Convertible Term (10 YRCT) that can be extended without re-underwriting. Max Protection Plan is a solution to enjoy coverage with affordable premium. At the same time, you can build an investment portfolio that you want. Max Protection Plan can also be attached with riders that suitable with your insurance needs....more


 

Riders

 

 

Health Safe

HealthSafe is a rider program that provides hospital reimbursement that caused by diseases and accidents. It is bundled with cashless facilities that can be ease the process of health care in hospital with no cash payment. This service is available 24/7 that supported by hospital provider networks throughout Indonesia...more

 

 

 

Waiver of Premium

Waiver of Premium is a rider program that waives your premium in case of total disability caused by illness or accident .

Payor Benefit

Payor Benefit is a rider program that waives your premium for your juvenile’s basic life insurance program if the premium payer dies or suffers total disability caused by illness or accident.

 

Accidental Death and Disability Benefit (ADDB)

ADDB is a rider program that provides protection for life or total permanent disability and partly caused by the accident. ADDB is yearly coverage that can be renewed without the re-underwriting until 70 years old.

 

HospitalBenefit Plus

Hospital Benefit Plus is a rider program that provides hospital care reimbursement that caused by diseases and accidents. With affordable premium and can be attached by cashless facility which is supported by hospital provider networks throughout Indonesia......more

 

Advanced Life Protector

Advanced Life Protector is a rider program that provides an additional death benefit up to age 70 years with the premium payment term that suits to your needs

 

 

 

Special Rider Program

Yearly Renewable Term

Yearly Renewable Term is an additional coverage program that provides protection of life. This is a yearly coverage that can be renewed without the re-underwriting until the age of 64 years. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program.

 

Accidental Death and Disability Benefit

Accidental Death and Disability Benefit is a rider program that provides protection for life or total permanent disability and partly caused by the accident. Accidental Death and Disability Benefit is yearly coverage that can be renewed without the re-underwriting until 70 years old. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program.

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Critical Illness Protection

Critical Illness Protection is a rider program that provides protection from 38 critical illnesses. Critical Illness Protection is yearly coverage that can be renewed without the re-underwriting until the age of 64 years. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program

 

 

Sharia Basic Life Insurance Program

Berkah SaveLink

Berkah SaveLink is a basic insurance and investment programs to meet the demand for life protection and a secure financial plan according to Sharia principles. Through regular contribution payments, you can determine the amount of Sum Insured according your needs. Berkah SaveLink provides features and flexibility to support investment strategies that you have. Berkah SaveLink can also be attached with riders that suitable with your insurance needs......more


Sharia Rider Program

Berkah Accidental Death and Disability Benefit

Berkah Accidental Death and Disability Benefit is a Sharia rider program that provides protection for life or total permanent disability and partly caused by the accident. Berkah Accidental Death and Disability Benefit is yearly coverage that can be renewed without the re-underwriting until 70 years old. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program

Berkah Waiver of Basic Contribution

Berkah Waiver of Basic Contribution is a Sharia rider program that waives your basic contributions in case of total disability caused by illness or accident. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program.

 

Berkah HealthSafe

Berkah HealthSafe is a Sharia rider program that provides hospital reimbursement that caused by diseases and accidents. It is bundled with cashless facilities that can be eased the process of health care in hospital with no cash payment. This service is available 24/7 that supported by hospital provider networks throughout Indonesia. This program can gives convenience for you because the payment of cost of insurance will be automatically deducted from investment funds of your basic life insurance program.