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Individual Insurance

 


 

 

Traditional

 

 

Family Protection

 

Term

ProActive

Term Life Insurance Program with annual protection. ProActive provides Maximum Protection during the Contract Period with affordable Premium and can be renewed automatically every year without the risk of reselection.


ProActive Plus
Term Life Insurance Program with fixed premium which provides protection for a certain period of time. ProActive Plus offers Maximum Protection during the Contract Period with affordable and fixed Premium during the Contract Period and can be renewed automatically without the risk of reselection

Secure Income Replacement

 

This product is a life insurance program with repayment premium of 100% that provides protection against death or total disability due to illness or accident. There are 2 choices of coverage period namely 10 years with 5 years of premium payment, and 15 years with 10 years of premium payment period. The premium is available both in Rupiah and US Dollar.


 

Endowment

Pro Optima
Savings and insurance programs with flexibility to choose premium payment period and coverage period.

 

 

Whole Life

ProLife Plus

Life Insurance Program that offers lifelong protection to the insured attains age ninety nine (99) years. The benefit at the end of the contract is 100% of Premium plus Additional Insured Value.


Family Estate Protection

Family Estate Protection is a family financial and planning protection program that provides benefits for life insurance (up to age of 99 years) with single premium payment. Family Estate Protection allows you to sustain earns living for your beloved family.

 


FAMILY PROTECTION

ProKids

An innovative program that provides protection to old age (up to 80 years) and assistance in preparing financial plan for your children. And, it gives you additional benefit such as protection against accident and critical diseases.

 
ProSiswa Platinum

ProSiswa Platinum is an insurance program specially designed for parents in alleviating and preparing educational fund for their children. ProSiswa Platinum provides payment benefits up to 250% of sum assured, and will be given gradually when your child enters school entry age until he or she goes to higher education level.

 

RETIREMENT PROTECTION

ProDana Plus

Besides provides yearly Cash Payment (Anuity) after the Premium Payment Period is completed until the age of 69 years of age ( as pension fund), this program also provides Protection until the Insured attains age of 70 (seventy).

 

 

 

 

UnitLink

 

 

StudyLink

StudyLink is an investment program for parents who aimed to plan educational fund for their children.

StudyLink provides the benefits of Educational Fund namely the percentage of Policy Value through series of Scheduled Educational Fund when your children aged 6 years, 12 years, 15 years, 19-22 years, and 23 years.

Retire Link

RetireLink is an investment program that specially designed for Employees/Professionals who aimed to plan for retirement fund as a resource in their coming old days.

RetireLink provides benefits of Pension Fund namely the percentage of Policy Value through series of Scheduled Pension Fund at the age of 55 years, 60 years, 60 years, 65 yeats, 70 years, and 75 years.

 

 

 

 

WEALTH PROTECTION

Protect Invest Plus
Is a financial planning program that provides long term benefits of investing in shares of investment instrument without the decreased investment value risk as well as providing life insurance protection with no insurance expense.

 

Select Invest Plus

Is a financial planning program that provides long term investment benefits of various investment options as well as comprehensive insurance coverage for life and critical diseases.

Manulife Investa

Comprehensive protection program which also provides opportunity in investment with total premium refund guarantee until the contract ended.

Max Protection Plan (MPP)

This is an innovative product in life insurance and investment industry. Through the combination of unit link, with 10 year term life insurance, you can enjoy maximum life insurance protection and affordable premium. MPP truly maximizes your protection and investment.


 

Riders

 

 

Health Safe

Health protection program with benefits such as the reimbursement of inpatient expenses and outpatient, with ‘cashless’ facility.

 

 

 

 
Living Protection

Offers Cash Compensation if the Insured has been diagnosed with one of the 38 (thirty eight) Critical Diseases.

Waiver of Premium

Protection Program that exempts you from premium payment due to total inability to the self insured.

Payor Benefit

Protection Program that exempts premium payment and risk caused by the death of Premium Payer or suffered total disability.

To complete the Protection with Kids insured (Juvenile Insurance) the Premium Payer is freed from the Obligation of paying Premium if the insured is passed away or suffers Total Disability.

 

Accidental Death and Disability Benefit (ADDB)

Offers Protection if the Insured Passed Away or Suffer Total Permanent Disability or Partial Permanent Disability due to an accident.

 

HospitalBenefit Plus

Health Protection Program that provides reimbursement of inpatient expenses at hospital caused by diseases or accident.